Can My HSA Pay for Cataract Surgery?

As you consider your healthcare options, you may wonder if your HSA can cover cataract surgery. The good news is that yes, your HSA can be used to pay for cataract surgery. Cataract surgery is considered a qualified medical expense by the IRS, making it eligible for HSA funds.

Here are some important points to keep in mind:

• Cataract surgery is a common procedure for individuals experiencing vision problems due to cataracts.
• It involves removing the clouded lens and replacing it with an artificial lens to restore vision.
• Since cataract surgery is a necessary medical procedure, it meets the criteria for HSA eligibility.
• You can use your HSA funds to pay for cataract surgery for yourself, your spouse, or dependents.
• Be sure to save all documentation related to the surgery, including receipts and invoices, for tax purposes.

As you plan for cataract surgery, be sure to check with your healthcare provider to understand all associated costs and confirm that your HSA can be used to cover the expenses. Your HSA offers a tax-advantaged way to manage your healthcare costs, including qualified medical procedures like cataract surgery.

Yes, your HSA can indeed cover cataract surgery, a procedure that can significantly enhance your quality of life when facing vision challenges.