Can My Husband with Medicare Be Counted Toward a Family HSA Contribution?

If your husband has Medicare, he is not eligible to contribute to a Health Savings Account (HSA). However, you can still contribute to a family HSA on behalf of yourself and any dependents, even if your husband has Medicare coverage.

HSAs are a tax-advantaged savings account that can be used to pay for qualified medical expenses. Here are some key points to consider regarding HSAs and family contributions:

• Your husband with Medicare cannot contribute to the family HSA.
• You can contribute to a family HSA for yourself and any dependents.
• Family HSA contributions are capped annually by the IRS.
• Funds in an HSA can be used for eligible medical expenses tax-free.
• HSA contributions can lower your taxable income.

Even if your husband is enrolled in Medicare, you can still take full advantage of a family Health Savings Account (HSA). While he cannot make contributions, you are free to contribute on behalf of yourself and any qualifying dependents.