Can Sunscreen Be Paid for with an HSA Card?

When it comes to taking care of your health, using a Health Savings Account (HSA) can be a great way to save money on eligible medical expenses. One common question that many people have is whether sunscreen can be paid for with an HSA card. The short answer is yes, sunscreen is considered an eligible expense for HSA funds.

Sunscreen is not just a summertime essential; it is also an important tool in protecting your skin from harmful UV rays all year round. Here are some key points to consider when using your HSA to purchase sunscreen:

• Sunscreen with an SPF of 15 or higher is eligible for HSA coverage.
• Both traditional sunscreen lotions and sprays are considered eligible expenses.
• Remember to check the labels and choose sunscreen that provides broad-spectrum protection.

It’s essential to keep in mind that not all skincare products qualify as eligible HSA expenses. While sunscreen is generally accepted, items like cosmetics or anti-aging creams are typically not covered by HSA funds.

By using your HSA to pay for sunscreen, you can save money on a product that is essential for maintaining your skin health. Be sure to keep your receipts as documentation in case of an audit or if you need to provide proof of purchase.

Did you know that you can use your Health Savings Account (HSA) card to purchase sunscreen? Yes, it’s true! Sunscreen is not just a seasonal necessity but a year-round defense against harmful UV rays.