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Can Sunscreen Be Put on HSA?

Published October 25, 2022

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Short answer: Yes, you can use your HSA to purchase sunscreen because it is an eligible preventive care expense under most HSA plans.

HSA eligibility for sunscreen

As we all know, health saving accounts (HSAs) can be a great way to save for medical expenses. But can sunscreen be put on HSA? The short answer is yes, sunscreen is an eligible expense. Sunscreen falls under preventive care, which is covered by most HSAs.

Yes, you can use your HSA to purchase sunscreen! Sunscreen is an essential product that helps protect your skin from harmful UV rays, and because it is deemed preventive care, it qualifies as an eligible expense under your HSA plan.

Key rules for using HSA

Here are some key points to keep in mind when it comes to using your HSA for sunscreen:

  • Sunscreen is considered a preventive care item, making it a qualified expense under most HSAs.
  • Make sure to check your HSA provider's guidelines to confirm sunscreen is covered under your plan.
  • You can use your HSA funds to purchase sunscreen for yourself, your spouse, or any dependents you claim on your taxes.
  • It's important to save your receipts for sunscreen purchases in case you need to provide proof to your HSA provider.

Why sunscreen is good preventive care

Overall, sunscreen is an important part of maintaining good health by protecting your skin from harmful UV rays. Being able to use your HSA funds for sunscreen makes it easier to prioritize skin health without breaking the bank.

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