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Can You Use Your HSA Account to Buy a CPAP Machine?

Published October 30, 2022

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Short answer: Yes, you can use your HSA account to buy a CPAP machine if it is an eligible medical expense and you have a doctor’s prescription.

HSA eligibility to buy CPAP machines

If you suffer from sleep apnea, you may be considering purchasing a CPAP machine to help you breathe easier at night. But, can you use your HSA account to buy a CPAP machine?

The short answer is yes, you can use your HSA account to buy a CPAP machine. Health Savings Accounts (HSAs) are designed to help individuals save and pay for eligible medical expenses, including durable medical equipment like CPAP machines.

Requirements and tips for HSA CPAP purchases

Here are a few things to keep in mind when using your HSA account to purchase a CPAP machine:

  • CPAP machines are considered eligible medical expenses under the IRS guidelines
  • You will need a prescription from your doctor to use your HSA funds for a CPAP machine
  • Make sure to save your receipt for the CPAP machine as you may need it for tax purposes

Benefits and provider guidance for using HSA

Using your HSA account to buy a CPAP machine is a great way to manage your sleep apnea while using pre-tax dollars. Be sure to check with your HSA provider for any specific guidelines or restrictions.

Absolutely! If you're dealing with sleep apnea, using funds from your HSA account to purchase a CPAP machine is a smart choice.

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