HSA Shop logoHSA Shop

HSA Guide

Can You Use a Fidelity HSA Card for Over the Counter Medicine?

Published November 1, 2022

Check eligibility on the gobrowse 7,000+ HSA-eligible products in the free app.

Get the app
Short answer: Yes—Fidelity HSA cards can generally be used to buy eligible over-the-counter medications and health care products.

Using Fidelity HSA card for OTC purchases

If you have a Fidelity HSA card, you may wonder if you can use it for over-the-counter medicine purchases. The answer is yes! HSA cards can generally be used to buy eligible over-the-counter medications and health care products.

Curious about using your Fidelity HSA card for over-the-counter medications? You're in luck! You can definitely use your HSA card to purchase eligible over-the-counter items to help manage your health expenses.

Key considerations for eligible OTC spending

When using your Fidelity HSA card for over-the-counter medicine, it's important to keep in mind a few key points:

  • Make sure the over-the-counter items are HSA-eligible. Not all products are eligible, so it's wise to check the list of qualified items to avoid any issues.
  • Save your receipts for over-the-counter purchases. It's crucial to hold onto your receipts in case of an audit to prove that the expenses were indeed for eligible medical products.
  • Be aware of any potential restrictions or limitations set by your HSA provider. Some plans may have specific guidelines on how HSA funds can be used for over-the-counter medications.

Benefits and guidance for maximizing HSA savings

Having an HSA can offer numerous benefits when it comes to managing your healthcare expenses, including the ability to use your HSA card for over-the-counter medicine. By understanding the guidelines and requirements for using your Fidelity HSA card, you can make the most of your healthcare savings account.

Free App

Browse 7,000+ HSA-Eligible Products

Search by symptom, get price alerts, and build your HSA shopping list — all in the free app.

← Back to all articles