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Can You Buy a Fitness Tracker with your HSA? Exploring HSA Eligible Purchases

Published November 7, 2022

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Short answer: Yes—your HSA funds can be used to purchase certain healthcare-related items, including fitness trackers.

Using HSA funds for fitness trackers

Health Savings Accounts (HSAs) are a great way to save money on healthcare expenses while also investing in your overall well-being. But can you buy a fitness tracker with your HSA?

The short answer is yes, you can! Fitness trackers can help you monitor your physical activity, sleep patterns, and overall health, making them a valuable tool for staying active and improving your fitness levels.

IRS guidance on eligible health items

When it comes to HSA eligibility, the IRS allows you to use your HSA funds to purchase certain healthcare-related items, including:

  • Fitness trackers
  • Exercise equipment
  • Gym memberships

Benefits and smart investment framing

These purchases can contribute to your overall health and well-being, making them a smart investment of your HSA funds.

Health Savings Accounts (HSAs) are an excellent financial tool that not only helps you save for medical expenses but can also enhance your wellness journey. If you're contemplating whether you can invest in a fitness tracker using your HSA funds, the answer is a resounding yes!

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