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Can You Buy Other Things with HSA Card?

Published November 8, 2022

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Short answer: You can use an HSA card to buy eligible medical expenses (like prescribed OTC medications, eyeglasses, dental care, and therapy) but not all expenses are eligible; check IRS guidelines or your provider.

Using HSA card for eligible medical items

Yes, you can buy a variety of eligible medical expenses with your HSA card, but did you know that you can also use it to purchase other items?

While the primary purpose of a Health Savings Account (HSA) is to help you save and pay for medical expenses, there are ways to take advantage of the flexibility it offers.

Here are some other things you can buy with your HSA card:

  • Prescription eyeglasses and contact lenses
  • Dental care, including cleanings, fillings, and orthodontia
  • Over-the-counter medications with a doctor's prescription
  • Acupuncture and chiropractic treatments
  • Therapy sessions for mental health

Confirm eligibility with IRS guidelines

It's important to note that not all expenses are eligible, so it's best to check the IRS guidelines or consult with your HSA provider before making a purchase.

By understanding the full range of eligible expenses, you can maximize the benefits of your HSA and make smart choices for your health and well-being.

In addition to covering a range of medical expenses, your HSA card can also be used for some surprising purchases that promote overall health.

For instance, you can buy supportive braces or bandages after an injury with your HSA card, helping you recover faster.

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