Can You Buy Pull-Ups with HSA? Understanding HSA Eligible Expenses

Many parents often wonder if they can use their HSA (Health Savings Account) to purchase pull-ups for their children. The good news is that yes, you can buy pull-ups with your HSA funds as they are considered an eligible medical expense.

HSAs are tax-advantaged accounts that allow you to save money for qualified medical expenses. Understanding what items are HSA-eligible can help you make the most out of your account and your healthcare spending.

When it comes to using your HSA for pull-ups and other similar products, here are some key points to keep in mind:

  • Pull-ups, diapers, and other incontinence products are eligible for purchase with HSA funds since they are considered necessary for medical care.
  • Make sure to save your receipts for these purchases in case you need to provide documentation for your HSA administrator.
  • It's always a good idea to check with your HSA provider or review the list of eligible expenses to ensure compliance with IRS guidelines.

By utilizing your HSA for eligible expenses like pull-ups, you can save on taxes and make managing your healthcare costs more affordable.


Absolutely! Parents often ask if they can use their HSA to buy pull-ups for their little ones. Fortunately, pull-ups and similar incontinence products are eligible expenses, allowing you to use your HSA funds efficiently.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter