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Can You Contribute to an HSA the Amount for the Year While You Worked?

Published November 18, 2022

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Short answer: Yes—if you’re working and enrolled in a high deductible health plan (HDHP), you can contribute to your HSA up to the IRS annual limit.

HSA eligibility while working

Yes, you can contribute to a Health Savings Account (HSA) the amount for the year while you worked. An HSA is a tax-advantaged savings account available to individuals who are enrolled in a high deductible health plan (HDHP). It allows you to save money for qualified medical expenses.

Absolutely! If you’re working and enrolled in a high deductible health plan (HDHP), you can contribute to your Health Savings Account (HSA) up to the annual limit set by the IRS, allowing you to maximize your savings for future healthcare expenses.

Key HSA contribution details and limits

Here are some key points to consider when contributing to an HSA:

  • Contributions can be made by you, your employer, or both.
  • The maximum annual contribution limits are set by the IRS each year.
  • For 2021, the contribution limits are $3,600 for individuals and $7,200 for families.

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