Can You Get Eyeglasses with an HSA?

Yes, you can get eyeglasses with an HSA (Health Savings Account). An HSA is a tax-advantaged account that allows you to save money for medical expenses. Eyeglasses are considered a qualified medical expense, so you can use your HSA funds to purchase them.

Here's how you can get eyeglasses with an HSA:

• Schedule an eye exam: Before getting eyeglasses, you need to have a comprehensive eye exam to determine your prescription.
• Visit an optometrist or ophthalmologist: Choose a provider who accepts HSA payments for eyeglasses.
• Select your frames and lenses: Once you have your prescription, you can pick out the frames and lenses that suit your style and vision needs.
• Pay with your HSA: Use your HSA debit card or pay out of pocket and reimburse yourself from your HSA funds.

It's important to keep your receipts for eyeglasses purchased with your HSA for tax purposes. You can also use your HSA for other vision-related expenses, such as contact lenses, eye surgeries, and prescription sunglasses.

Indeed, using an HSA (Health Savings Account) to get eyeglasses is not only smart but also beneficial for your health and wallet. Your HSA allows you to set aside pre-tax money for eligible medical expenses, which includes eyeglasses.

Here’s how to proceed:

• First, schedule a comprehensive eye exam with an optometrist or ophthalmologist to get an accurate prescription.
• Choose a provider that accepts HSA payments so you can make a seamless transaction for your new eyeglasses.
• After you have your prescription, browse through a variety of frames and lenses that fit both your personal style and visual needs.
• When you’re ready to pay, you can use your HSA debit card directly or pay out of pocket and later reimburse yourself from your HSA funds.

Don’t forget to keep your receipt for tax purposes, and remember that HSAs can also be used for other vision-related costs like contact lenses, eye surgeries, and prescription sunglasses.