Can You Have an HSA and FSA in 2018?

If you are considering your options for healthcare savings accounts, you may have come across the terms HSA (Health Savings Account) and FSA (Flexible Spending Account). Both accounts can be valuable tools for managing your healthcare expenses, but can you have both an HSA and FSA in 2018?

The short answer is yes, you can have both an HSA and FSA in 2018, but with some limitations. Here are some key points to consider:

  • You can have both an HSA and a limited-purpose FSA or a post-deductible FSA
  • You cannot have a general-purpose FSA along with an HSA
  • If you have both accounts, you need to be mindful of the contribution limits for each

Having both an HSA and FSA can provide you with added flexibility and coverage for your healthcare needs. It's essential to understand the rules and restrictions that come with having both accounts to make the most of your healthcare savings.


If you’re navigating the world of healthcare finances, you might be wondering whether it's possible to have both a Health Savings Account (HSA) and a Flexible Spending Account (FSA) in 2018. Understanding your available options can empower you to make the best choices for your medical expenses.

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