Can You Let Someone Use Your HSA Card?

When it comes to Health Savings Accounts (HSAs), many people wonder if they can share their HSA card with someone else. The short answer is no, you should not let anyone else use your HSA card. Your HSA card is linked to your personal HSA account, and its use is meant for eligible healthcare expenses for you, your spouse, and dependents.

Here are some reasons why you should not share your HSA card:

  • Your HSA card is tied to your account with your personal information.
  • Allowing someone else to use your HSA card could lead to improper use of funds and tax consequences.
  • Sharing your HSA card could violate IRS regulations regarding the use of HSA funds.

So, it is essential to keep your HSA card secure and only use it for eligible medical expenses for yourself and your eligible family members. If you have expenses for others, consider reimbursing yourself from your HSA account for the amount you spent on their eligible medical expenses.


Your Health Savings Account (HSA) card is a valuable resource designed specifically for your eligible healthcare expenses. Unfortunately, it’s not permissible to share this card with anyone else, including friends or family members who might need medical assistance.

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