Can You Put Sunglasses on HSA Card?

When it comes to using your HSA (health savings account) card, there are specific guidelines to follow. While the primary purpose of an HSA is to cover eligible medical expenses, there are some cases where you may be able to use your HSA card for non-traditional items like sunglasses.

Typically, the IRS defines eligible medical expenses as those expenses that are primarily for the prevention or alleviation of a physical or mental defect or illness. While sunglasses are not generally considered a medical necessity, there are exceptions to this rule.

One scenario where you may be able to use your HSA card to purchase sunglasses is if they are prescribed by a healthcare provider to treat a specific medical condition. For example, if you have a sensitivity to light due to a medical condition like cataracts or migraines, your healthcare provider may prescribe specialized sunglasses as part of your treatment plan.

It's important to note that not all HSA providers may allow the purchase of sunglasses with your HSA card, even if they are medically necessary. Be sure to check with your HSA provider or refer to their list of eligible expenses to see if sunglasses are included.

Can You Use Your HSA Card for Sunglasses?

• Check with your healthcare provider: If your healthcare provider prescribes sunglasses for a medical condition, you may be able to use your HSA card to purchase them.
• Review your HSA provider's guidelines: Not all HSA providers allow the purchase of sunglasses with an HSA card, so be sure to check their policies.
• Keep receipts and documentation: In case of an audit, it's important to keep all documentation, including the prescription for the sunglasses, to prove their medical necessity.

While sunglasses may not be a typical expense covered by an HSA, there are circumstances where they may be considered an eligible expense. Always consult with your healthcare provider and HSA provider before making a purchase to ensure compliance with IRS regulations.

Did you know that while your HSA card is designed to cover eligible medical expenses, there are instances where you might use it to buy sunglasses? This is particularly true if those sunglasses are prescribed by a healthcare provider as part of treatment for certain medical conditions. So, if you've got a prescription, it’s worth checking if you can use your HSA funds!