Can You Roll Your HSA Balance Over?

Yes, you can roll over your HSA (Health Savings Account) balance! Rolling over your HSA balance is a great way to ensure that you don't lose any of your hard-earned funds. Here's how it works:

When you have money left in your HSA at the end of the year, the balance rolls over to the next year, unlike a Flexible Spending Account (FSA) where funds are forfeited if not used by the end of the year. Rolling over your HSA balance allows you to continue saving and using the funds for eligible medical expenses.

Here are some key points to remember about rolling over your HSA balance:

• There is no limit to the amount that can roll over from year to year
• The funds in your HSA belong to you and are portable, even if you change jobs or health plans
• You can invest your HSA funds and let them grow over time, further maximizing your savings

By rolling over your HSA balance, you can build a substantial nest egg for future healthcare expenses and retirement.

Absolutely! Rolling over your HSA (Health Savings Account) balance is not only allowed, it's encouraged. This feature allows you to safeguard your funds from being lost at the end of the year. Just like having a safety net, rolling over ensures you can use that money when you need it most, especially for unexpected medical expenses.