Can You Take HSA Money After You Leave Your Job?

When it comes to Health Savings Accounts (HSAs), one common question that arises is whether you can take HSA money with you after leaving your job. The simple answer is - yes, you can.

Here's what you need to know:

• HSAs are owned by you: The money in your HSA belongs to you, not your employer. Therefore, when you leave your job, your HSA and the funds in it stay with you.
• Portability: HSAs are portable, meaning you can keep your account and continue using the funds for qualified medical expenses, even after you change jobs or retire.
• No expiration date: HSA funds do not expire. You can use the money in your HSA at any time for eligible medical expenses, regardless of when the contributions were made.

So, rest assured that your HSA funds are yours to keep and use even after you leave your job.

Wondering about your Health Savings Account (HSA) after leaving your job? The great news is that you can take your HSA money with you!

Here are some important points to consider:

• Your HSA is your personal asset: Unlike other employer-sponsored benefits, your HSA belongs solely to you, so it’s not affected by your employment status.
• Continued benefits: Not only can you keep the funds, but you can also continue to use them for qualified medical expenses whenever you need, even years down the line.
• HSA funds never expire: There’s no clock ticking on your HSA funds! You can use them whenever it’s convenient for you, making HSAs a smart long-term financial tool for health care costs.

This means your HSA can be a valuable resource whether you start a new job, go into retirement, or decide to take a break from work.