Can You Use an HRA or HSA for Mental Health Services?

When it comes to mental health services, many people wonder if they can use their Health Reimbursement Account (HRA) or Health Savings Account (HSA) to cover the costs. The good news is that both HRA and HSA funds can be used for mental health services, providing you with financial assistance when seeking help for your mental well-being.

Here are some key points to keep in mind:

  • HRA and HSA funds can typically be used for a wide range of medical expenses, including mental health services.
  • Mental health services that are usually covered include therapy sessions, counseling, psychiatric evaluations, and medication prescribed by a healthcare provider.
  • It's important to check with your HRA or HSA administrator to understand the specific guidelines and eligible expenses related to mental health services.

Using your HRA or HSA for mental health services can provide you with the necessary support without worrying about the financial burden. Prioritizing your mental well-being is essential, and having access to these funds can make seeking help more accessible and affordable.


Many individuals are curious about using their Health Reimbursement Account (HRA) or Health Savings Account (HSA) for mental health services, and it's great to know that these accounts offer support for such needs. Utilizing your HRA or HSA can ease the financial stress that often accompanies seeking treatment for your mental health.

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