Can You Use an HSA Card After You Leave Company?

After leaving a company, many employees wonder what happens to their HSA (Health Savings Account) funds and whether they can still use their HSA card. Here's what you need to know:

When you leave a company, your HSA funds are still yours to keep. The HSA is owned by you, not your employer, so you can continue to use the funds for qualified medical expenses even after leaving the company.

Here are some key points to consider:

  • Your HSA funds are portable, meaning you can take them with you when you switch jobs or retire.
  • You can continue to use your HSA card to pay for eligible medical expenses, such as doctor's visits, prescriptions, and medical supplies.
  • It's important to keep track of your HSA expenses and save your receipts in case of an audit.

So, yes, you can use your HSA card after you leave a company as long as you are using the funds for qualified medical expenses. Your HSA is a valuable savings tool that can continue to benefit you even post-employment.


Good news! Just because you've left your company doesn't mean your HSA (Health Savings Account) funds go with it. You retain ownership of your HSA, which means you can continue using your HSA card for qualified medical expenses even after you switch jobs.

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