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Can You Use Fidelity HSA on Dental? - Exploring Dental Expenses Coverage with Fidelity HSA

Published January 21, 2023

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Short answer: Yes—Fidelity HSA can be used for a wide range of dental expenses, including preventive, restorative, and eligible orthodontic procedures, but cosmetic teeth whitening may not qualify unless medically necessary.

Using Fidelity HSA for dental expenses

When it comes to managing your health expenses, a Health Savings Account (HSA) can be a valuable tool. Fidelity HSA, offered by Fidelity Investments, allows you to save for qualified medical expenses tax-free. But what about dental expenses? Can you use your Fidelity HSA on dental treatments?

The answer is yes! Fidelity HSA can be used to cover a wide range of dental expenses, including preventive care, restorative treatments, and even orthodontic procedures. Here are some key points to consider:

  • You can use your Fidelity HSA to pay for routine dental check-ups, cleanings, and X-rays.
  • Coverage extends to restorative treatments like fillings, crowns, and root canals.
  • Orthodontic treatments such as braces may also be eligible expenses under your Fidelity HSA.
  • Keep in mind that cosmetic procedures like teeth whitening may not be covered unless deemed medically necessary.

Check plan guidelines for eligibility

It's essential to check the specific guidelines of your Fidelity HSA plan to ensure that your dental expenses are eligible. By leveraging your HSA for dental care, you can save money on out-of-pocket costs and take control of your oral health.

Surprisingly, your Fidelity HSA can significantly alleviate the costs associated with dental care, ensuring that you maintain a healthy smile without breaking the bank.

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