Can You Use HSA Card on Glasses?

When it comes to managing your healthcare expenses, having an HSA (Health Savings Account) can be a game-changer. One common question that often arises is whether you can use your HSA card to pay for glasses.

The short answer is yes, you can use your HSA card for glasses and other vision-related expenses. Here's how:

  • Purchase Prescription Glasses: You can use your HSA funds to pay for prescription glasses, including frames and lenses. This is considered a qualified medical expense.
  • Prescription Sunglasses: If your eye doctor prescribes prescription sunglasses for a medical reason, you can also use your HSA card to purchase them.
  • Contacts and Contact Lens Solution: Contact lenses and the solution needed to clean them are also eligible expenses that can be paid for using your HSA funds.
  • Eye Exams: Routine eye exams, as well as those needed for medical reasons, are covered by your HSA.

It's important to note that while many vision expenses are eligible for reimbursement through your HSA, cosmetic items like non-prescription sunglasses are typically not covered.

So, the next time you need to update your glasses or have an eye exam, feel confident in using your HSA card to cover those expenses!


Managing healthcare costs can feel overwhelming, but using your HSA (Health Savings Account) wisely can ease the burden. One of the best uses for these funds is on vision care: Yes, you absolutely can use your HSA card to pay for glasses! Let’s break it down:

  • Buy Prescription Glasses: That’s right! If you need prescription glasses, all costs associated with them, from stylish frames to high-definition lenses, count as qualified medical expenses that HSA funds can cover.
  • Prescription Sunglasses: If your eye doctor deems prescription sunglasses necessary, you can utilize your HSA funds to snag a pair!
  • Contacts and Solutions: Say goodbye to budget worries when it comes to contact lenses! Your HSA card can cover these as well as the solution needed to keep them clean.
  • Eye Exams: Not only can you buy glasses with your HSA, but routine eye check-ups and those for specific medical conditions are also included.

However, a little reminder: expenses such as non-prescription sunglasses or purely cosmetic items generally won’t qualify. So next time your eyes need an upgrade, don’t hesitate to reach for that HSA card!

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