Can You Use HSA for Chiropractic? Understanding HSA Benefits

Health Savings Accounts (HSAs) are becoming increasingly popular as a way to save for healthcare expenses while enjoying tax benefits. If you're considering using your HSA for chiropractic care, you'll be pleased to know that it's generally an eligible expense.

Chiropractic care can be a beneficial treatment option for various musculoskeletal issues, and using your HSA to cover these expenses can provide financial relief. Here's what you need to know:

Using Your HSA for Chiropractic Care

When it comes to using your HSA for chiropractic care, it's essential to ensure that the services are medically necessary and fall within the guidelines set by the IRS. As long as the chiropractic care is considered a qualified medical expense, you can use your HSA funds to pay for it.

Benefits of Using Your HSA for Chiropractic

There are several benefits to using your HSA for chiropractic care:

  • Convenient way to pay for healthcare expenses
  • Tax advantages, such as tax-deductible contributions and tax-free withdrawals for qualified medical expenses
  • Financial support for alternative healthcare treatments

By leveraging your HSA for chiropractic care, you can take control of your health and well-being while also saving money on eligible expenses.


Absolutely! You can indeed utilize your Health Savings Account (HSA) for chiropractic services. The IRS recognizes chiropractic care as a qualified medical expense, allowing you to use your HSA funds to cover the costs associated with these treatments.

Chiropractors specialize in diagnosing and treating issues related to the musculoskeletal and nervous systems. Many people turn to chiropractic care for relief from conditions like chronic back pain, neck discomfort, and frequent headaches. To make the most of your HSA for chiropractic visits, follow these simple steps:

  • First, book your appointment with a qualified chiropractor.
  • Next, undergo your chiropractic treatment.
  • Finally, pay for the services directly with your HSA debit card or submit a claim for reimbursement complete with the treatment receipt.

Keep in mind that while many health insurance plans may not cover chiropractic services, having an HSA makes alternative treatments more financially accessible!

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter