Can You Use HSA for Equine Therapy?

If you're considering equine therapy as a form of treatment, you might be wondering whether you can use your HSA (Health Savings Account) for it. Equine therapy, also known as horse therapy, is an alternative therapy that involves interactions between patients and horses to promote emotional growth and healing. It can be beneficial for individuals dealing with mental health issues, trauma, and even physical disabilities.

So, can you use your HSA to cover the cost of equine therapy sessions? The answer is usually yes, but there are a few things to keep in mind:

  • Equine therapy must be recommended by a licensed healthcare provider: In order for the expenses to be considered eligible for HSA reimbursement, equine therapy must be prescribed as a part of a treatment plan for a specific medical condition.
  • Check with your HSA provider: Different HSA providers may have varying guidelines when it comes to what is considered as a qualifying medical expense. It's always a good idea to confirm with your HSA administrator before proceeding with equine therapy.
  • Keep proper documentation: To ensure that your equine therapy expenses are eligible for reimbursement, make sure to keep detailed records of the sessions, including receipts and a letter of medical necessity from your healthcare provider.

Overall, equine therapy can be a valuable and effective form of treatment for many individuals, and using your HSA to cover the costs can make it more accessible. Just be sure to follow the necessary steps to ensure that your expenses meet the HSA eligibility criteria.


If you're curious about the potential of equine therapy and how it may benefit you or a loved one, understanding the possibilities with your HSA (Health Savings Account) is essential. Equine therapy, or horse therapy, is a unique approach that uses the bond between humans and horses to help individuals facing emotional and psychological challenges. Research shows that this form of therapy can be effective for those coping with issues such as anxiety, depression, PTSD, and even physical ailments.

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