Can You Use HSA Funds for Orthodontics?

Orthodontic treatments, such as braces or clear aligners, can significantly improve a person's smile and overall dental health. However, these treatments can often be costly, leaving individuals wondering if they can use their HSA funds to cover the expenses. So, can you use HSA funds for orthodontics?

The short answer is, yes, you can use your HSA funds to pay for orthodontic treatments. Here are a few key points to keep in mind:

  • Orthodontic treatments are considered eligible expenses under the IRS guidelines for HSA funds.
  • You can use your HSA funds to cover the cost of braces, clear aligners, retainers, and other orthodontic devices.
  • It's essential to keep detailed records and receipts of all orthodontic expenses paid for using your HSA funds.

Using your HSA funds for orthodontic treatments can help you manage the cost of these services while taking care of your dental health. Whether you are considering braces for yourself or a family member, your HSA can provide a valuable financial resource.


Did you know that orthodontic treatments, which include braces and clear aligners, can not only enhance your smile but also boost your confidence? Fortunately, you can use your HSA funds to tackle these expenses head-on!

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