Can You Use HSA Money for Your Domestic Partner?

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses, but there are rules around who you can use the funds for. When it comes to using HSA money for your domestic partner, the answer is not straightforward. Here's what you need to know:

Under current IRS regulations, you can use HSA funds to pay for the eligible medical expenses of your domestic partner as long as they are your tax dependent. This means that your domestic partner must meet certain criteria to qualify as a tax dependent:

  • They must live with you for the entire year
  • They must not have a gross income above the IRS limits
  • You must provide more than half of their financial support

If your domestic partner meets these requirements and is considered your tax dependent, you can use your HSA funds to cover their qualified medical expenses. This can include expenses such as doctor's visits, prescriptions, and other healthcare services.

It's important to keep detailed records of how you use your HSA funds to ensure compliance with IRS regulations. Additionally, make sure to consult with a tax professional or financial advisor if you have any questions about using HSA funds for your domestic partner.


Many couples are wondering, can you really use your Health Savings Account (HSA) money on your domestic partner? The IRS has specific guidelines regarding this, and understanding them can save you time and money.

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