Can You Use HSA to Pay for Dental Expenses? - Everything You Need to Know About Using HSA for Dental Care

Health Savings Accounts (HSAs) are a great way to save for medical expenses while enjoying tax benefits. One common question people have is whether they can use their HSA funds to pay for dental expenses. The answer is yes, you can use your HSA to cover a wide range of dental costs, including preventive, restorative, and cosmetic procedures.

Here's a closer look at using your HSA for dental expenses:

  • You can use your HSA to pay for dental services such as cleanings, fillings, extractions, root canals, crowns, braces, dentures, and even teeth whitening.
  • Dental expenses that are considered eligible include treatments to alleviate dental or periodontal disease, as well as services aimed at maintaining or improving oral health.
  • Using your HSA for dental expenses is a tax-advantaged way to pay for necessary dental care without dipping into your regular income.
  • Make sure to keep records of your dental expenses and payments from your HSA to provide evidence in case of an audit.

Overall, using your HSA for dental expenses is a smart way to manage your oral health while maximizing the benefits of your health savings account.


Did you know you can utilize your Health Savings Account (HSA) to cover various dental expenses? From routine cleanings to more complex procedures, HSAs can be a powerful tool in managing your oral health while enjoying tax benefits!

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter