Can You Use HSA Card at Costco to Buy Over the Counter Medicine?

Are you wondering if you can use your HSA card to purchase over-the-counter medicine at Costco? Let's delve into the specifics of using your Health Savings Account (HSA) card for buying OTC medicines at Costco.

As per IRS guidelines, you can indeed use your HSA card to buy qualified medical expenses, which typically include over-the-counter medications. However, there are a few essential points to keep in mind:

  • Certain OTC medications may require a prescription to be eligible for HSA reimbursement.
  • It's always advisable to check with the Costco pharmacy staff to confirm the eligibility of specific OTC medicines.
  • Ensure that your HSA card is accepted at Costco before making a purchase.

While Costco generally accepts HSA cards for eligible medical expenses, individual store policies may vary. It's recommended to inquire at the Costco pharmacy or customer service desk regarding HSA card acceptance and specific policies related to purchasing OTC medicine.


Are you curious if your HSA card can be used to buy over-the-counter medications at Costco? The good news is that, according to IRS rules, you can indeed use your HSA card for qualified medical expenses, including certain OTC medications. However, it’s crucial to keep in mind:

  • Some over-the-counter medications may necessitate a prescription for eligibility with your HSA.
  • Always consult with the pharmacy staff at Costco to verify whether specific OTC products are covered under HSA guidelines.
  • Before you shop, confirm that your HSA card is accepted at your local Costco store.

Costco usually accepts HSA cards for eligible medical purchases, yet store policies can differ, so checking at the pharmacy or customer service desk can save you time and ensure compliance.

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