Can You Use Your HSA for Contacts or Glasses?

Many people wonder whether they can use their Health Savings Account (HSA) for contacts or glasses. The good news is, the answer is yes! HSA funds can be used for a variety of medical expenses, and vision care is one of them.

When it comes to using your HSA for contacts or glasses, here are a few things to keep in mind:

  • You can use your HSA to pay for prescription glasses, contact lenses, and even prescription sunglasses.
  • Over-the-counter reading glasses, non-prescription sunglasses, and other non-prescription eyewear are usually not eligible for HSA reimbursement.
  • It's a good idea to keep copies of your eye doctor's prescription and receipts for your vision care expenses for documentation purposes.
  • Some vision care expenses that are typically covered by an HSA include eye exams, prescription eyeglasses, contact lenses, and laser eye surgery.
  • Using your HSA for vision care can help you save money on the cost of your eye care needs while enjoying clear vision.

Remember, it's essential to check with your HSA provider or refer to the IRS guidelines for a comprehensive list of eligible expenses. But rest assured, when it comes to contacts or glasses, your HSA has your eyes covered!


Have you ever found yourself questioning if your Health Savings Account (HSA) can help pay for your vision needs? Great news—you can absolutely use HSA funds for purchasing contacts and glasses! This means you can take care of your eyesight without worrying about the additional financial burden.

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