Do HSA Plans Pay for the Annual Checkup?

Health Savings Accounts (HSAs) are a great financial tool for managing healthcare costs. Many people often wonder if HSA plans cover the cost of an annual checkup, and the answer is generally yes!

When it comes to preventive care, such as annual checkups, most HSA-qualified high-deductible health plans cover these services at 100% before you meet your deductible. This means that you can get your annual checkup without having to pay out-of-pocket.

Here are some key points to consider:

  • HSAs are designed to help individuals save for medical expenses, including preventive care.
  • Annual checkups are considered preventive care and are typically covered by HSA-qualified plans.
  • By using your HSA funds for your annual checkup, you can take control of your health and well-being without worrying about the cost.

It's important to note that coverage may vary depending on your specific insurance plan, so always check with your insurance provider to confirm what services are covered under your HSA plan.


Health Savings Accounts (HSAs) serve as an excellent financial resource for managing healthcare expenses. Wondering whether your HSA plan covers your annual checkup? The answer is typically yes! In fact, most HSA-qualified high-deductible health plans cover preventive services like annual checkups at 100%, meaning you can get this essential health service without any direct costs.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter