Do Moisturizing Eye Drops Qualify for HSA?

When it comes to eligible expenses for your HSA (Health Savings Account), one common question that arises is whether moisturizing eye drops qualify for HSA funds. The short answer is yes, in most cases, moisturizing eye drops can be considered a qualifying medical expense under your HSA.

HSA funds can be used to pay for a wide range of medical expenses, including prescription medications, over-the-counter drugs, and certain medical supplies. Moisturizing eye drops typically fall under the category of over-the-counter drugs, which are generally allowed as long as they are for the treatment of a specific medical condition.

It's important to keep in mind that not all eye drops may qualify for HSA reimbursement. To ensure that your purchase is eligible, it's recommended to:

  • Check the product label to see if it is intended for medical use.
  • Get a prescription from your healthcare provider, if required.
  • Keep the receipt for your purchase for documentation purposes.

By following these guidelines, you can confidently use your HSA funds to purchase moisturizing eye drops when needed for your eye health.


Many people often wonder if moisturizing eye drops qualify for HSA funds, and the good news is that they typically do, as long as they are used to manage a specific medical condition.

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