Do Schwab or Fidelity Offer Individual HSA Accounts?

When it comes to managing your health savings account (HSA), choosing the right provider is essential. Two popular investment companies that many individuals consider for their HSA needs are Charles Schwab and Fidelity Investments.

If you are wondering whether Schwab or Fidelity offer individual HSA accounts, the answer is yes! Both Schwab and Fidelity provide options for individuals to open and manage their HSA accounts.

Here are some key points to consider about HSA accounts offered by Schwab and Fidelity:

  • Schwab and Fidelity offer a range of investment options for your HSA funds, allowing you to grow your money tax-free for qualified medical expenses.
  • Both companies provide user-friendly online platforms for account management, making it easy to track your contributions, withdrawals, and investment performance.

Overall, whether you choose Schwab or Fidelity for your individual HSA account will depend on your specific needs and preferences. It's important to compare fees, investment options, and customer service to determine which provider aligns best with your financial goals.


When it comes to your health savings account (HSA), choosing the right financial partner is crucial. Charles Schwab and Fidelity Investments are two top contenders for managing your HSA needs.

Both Schwab and Fidelity indeed offer individual HSA accounts, providing an excellent way to save and invest for future medical expenses. You can not only save but also grow your money in a tax-efficient manner for qualified healthcare costs.

Some additional benefits to consider include:

  • Both providers allow you to invest your HSA funds in a variety of options, ranging from stocks to mutual funds, which can help potentially increase your savings portfolio.
  • They also offer easy-to-use online platforms where you can manage your contributions and track your investments without hassle.

The right choice between Schwab and Fidelity will come down to your personal preferences, such as their fee structures, investment options available, and quality of customer support.

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