Does an HSA Cover Dental? Understanding Your Healthcare Savings Account

Health Savings Accounts (HSAs) are a great way to save and pay for medical expenses, but what about dental care?

When it comes to dental coverage, the short answer is yes - an HSA can cover dental expenses!

Here are some key points to help you understand how HSAs can help with dental costs:

• HSAs can be used for a wide range of dental services, including cleanings, fillings, braces, and more.
• Unlike FSAs (Flexible Spending Accounts), HSA funds roll over year after year, so you can save up for future dental treatments.
• You can use your HSA funds to pay for dental expenses for yourself, your spouse, and dependents.
• Typically, routine dental check-ups, cleanings, and preventive care are all eligible expenses under an HSA.

It's important to note that cosmetic dental procedures, such as teeth whitening, may not be covered by your HSA.

Having an HSA can provide you with the flexibility to manage your dental expenses effectively while saving on taxes.

So, if you're looking to take care of your smile, your HSA can be a valuable tool to help cover your dental costs!

Health Savings Accounts (HSAs) aren't just for traditional medical expenses; they can be a savvy way to cover dental costs too!