Does Contacts Count Towards HSA Deductible? Explained

When it comes to health savings accounts (HSAs), understanding what counts towards your deductible is crucial for managing your healthcare expenses. If you wear contacts and are wondering whether they count towards your HSA deductible, the short answer is that they are typically considered a qualified medical expense that can be paid for using your HSA funds.

Contacts, whether they are prescription or non-prescription, are usually eligible for HSA reimbursement as long as they are used to correct vision issues. This means that the cost of both the contacts themselves and any related supplies, such as contact lens solution, may be paid for using your HSA funds.

It's important to keep in mind that not all vision-related expenses may be eligible for HSA reimbursement. Cosmetic contact lenses that are used for purely aesthetic purposes, for example, would not typically be considered a qualified medical expense.

When navigating the world of health savings accounts (HSAs), clarity on what qualifies for your deductible is essential. If you're in the market for contacts, you're probably asking whether they contribute towards your HSA deductible. The answer is yes! Generally, both prescription and non-prescription contacts are acknowledged as qualified medical expenses under HSA regulations.