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Does Fidelity offer individual HSA accounts?

Published May 16, 2023

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Short answer: Fidelity offers individual HSAs that let you set aside pre-tax money for qualified medical expenses when used with an HDHP.

What Fidelity HSAs are and do

Yes, Fidelity offers individual Health Savings Accounts (HSAs) that can help individuals save for medical expenses on a tax-advantaged basis.

An HSA is a savings account that allows you to set aside pre-tax money for qualified medical expenses. It can be used in conjunction with a high-deductible health plan (HDHP).

Having an HSA can provide a sense of security and flexibility when it comes to managing healthcare costs. Fidelity offers a range of investment options for individuals to grow their HSA funds over time.

How to open a Fidelity individual HSA

To open an individual HSA account with Fidelity, you can do so online or by contacting their customer service. Make sure to review the terms and conditions, fees, and investment options available to choose the best account for your needs.

Tax benefits of HSA contributions

Absolutely! Fidelity indeed provides individual Health Savings Accounts (HSAs), which are fantastic for anyone looking to put aside money for medical expenses while reaping tax benefits. The contributions you make to your HSA are pre-tax, which means you’re effectively lowering your taxable income.

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