Can HSA Pay Dentist? Learn All About Using Your HSA for Dental Expenses

Do you have a Health Savings Account (HSA) and wondering if you can use it to pay for dental expenses? The simple answer is yes, you can use your HSA to pay for dental treatments, including visits to the dentist. Having an HSA allows you to save pre-tax money for qualified medical expenses, and dental care is one of the eligible expenses.

When it comes to using your HSA for dental expenses, here's what you need to know:

  • You can use your HSA funds to pay for a wide range of dental services, such as routine check-ups, cleanings, fillings, extractions, braces, dentures, and more.
  • Orthodontic treatments, like braces, are also typically covered by HSA funds, as long as they are medically necessary.
  • If you have a high deductible health plan and are enrolled in an HSA, you can use your HSA funds to cover dental expenses for yourself, your spouse, and your dependents.
  • It's important to keep detailed records and receipts of your dental expenses paid with your HSA funds for tax purposes.

Overall, having an HSA can provide you with a tax-advantaged way to save and pay for your dental care. By using your HSA funds for dental expenses, you can ensure that your oral health is taken care of while also maximizing the benefits of your HSA.


Absolutely! Your Health Savings Account (HSA) can be a useful tool for covering various dental expenses, allowing you to prioritize your oral health without the burden of out-of-pocket costs. By using HSA funds, you are taking a proactive approach to your dental care.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter