Does HSA Cover Dexa Scan?

Many people wonder whether their Health Savings Account (HSA) covers a Dexa scan, a bone density test often recommended for individuals at risk of osteoporosis. The good news is that an HSA can be used to cover the cost of a Dexa scan, along with a range of other healthcare expenses.

When it comes to utilizing your HSA for a Dexa scan, it's important to understand the guidelines and requirements set forth by the Internal Revenue Service (IRS) to ensure that your expenses are eligible for reimbursement. Typically, a Dexa scan is considered a qualified medical expense under HSA regulations, making it eligible for coverage.

It's essential to check with your HSA provider to confirm the specifics of Dexa scan coverage, as policies may vary. Some key points to consider include:

  • Verification of medical necessity by a healthcare provider
  • Confirmation that the Dexa scan is used for the diagnosis, prevention, or treatment of a medical condition
  • Review of any documentation requirements by your HSA provider

By leveraging your HSA for a Dexa scan, you can prioritize your bone health and take proactive steps towards maintaining overall well-being. Remember to keep detailed records of your medical expenses and obtain any necessary approvals to streamline the reimbursement process.


Many individuals often wonder about the scope of their Health Savings Account (HSA) and whether it can cover specific procedures like a Dexa scan, which is essential for assessing bone density and overall health. Fortunately, HSAs are designed to cover necessary medical expenses, and a Dexa scan typically qualifies as one of those expenses.

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