Does the Fidelity HSA Cover Tooth Extractions?

When it comes to managing your health expenses, having a Health Savings Account (HSA) like the one offered by Fidelity can be a valuable resource. One common question that arises is whether an HSA covers dental procedures such as tooth extractions.

Yes, the Fidelity HSA does cover tooth extractions. Dental procedures, including extractions, are considered eligible medical expenses under IRS guidelines for HSA funds.

Here are some key points to know about using your Fidelity HSA for tooth extractions:

  • Check your HSA balance to ensure you have enough funds to cover the cost of the extraction.
  • Verify with your dentist that the extraction is medically necessary to qualify as an eligible expense.
  • Save all documentation, including receipts and explanation of benefits, for your records and tax purposes.
  • Utilize the Fidelity HSA online portal or mobile app to easily manage and track your dental expenses.

It's essential to understand the details of your Fidelity HSA and the IRS guidelines to make the most of your account benefits. By utilizing your HSA for dental expenses like tooth extractions, you can save money on necessary medical procedures.


Understanding how your Fidelity Health Savings Account (HSA) works can help you manage unavoidable health expenses, such as tooth extractions. These procedures often become necessary, and it's reassuring to know that your HSA can assist with these costs.

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