Does Your Fidelity HSA Card Require a PIN?

Having a Health Savings Account (HSA) can be a great way to save and pay for medical expenses tax-free. If you have a Fidelity HSA card, you may be wondering if it requires a PIN for transactions. Let's dive into this question to provide you with a clear answer.

When it comes to using your Fidelity HSA card, the need for a PIN may vary depending on how you're using the card:

  • For in-person transactions: Typically, you may be required to enter a PIN for debit transactions.
  • For online transactions: You may need to enter the card's security code (CVV) instead of a PIN.
  • For ATM withdrawals: A PIN is usually required to access cash from ATMs.

It's essential to keep your PIN secure and not share it with anyone to prevent unauthorized use of your Fidelity HSA card. If you forget your PIN or need to change it, you can contact Fidelity for assistance.


Having a Health Savings Account (HSA) is an excellent way to manage your healthcare expenses effectively, and if you are a Fidelity HSA cardholder, you might be curious about whether your card requires a PIN for transactions. Generally, a PIN is necessary for in-person debit transactions, while online purchases might require you to use the card's security code (CVV) instead.

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