How to Use Your Key Bank HSA Funds - A Complete Guide

Using your Key Bank HSA funds is easy and can be done in a few simple steps. Whether you want to pay for medical expenses or save for the future, your HSA funds can be a valuable resource. Here's how you can make the most out of your Key Bank HSA.

When you're ready to use your HSA funds, you have several options available:

• Debit Card: Key Bank provides a debit card linked to your HSA account, making it convenient to pay for eligible expenses directly.
• Online Account: You can also access your HSA account online through Key Bank's website or mobile app to make payments or reimburse yourself for qualifying expenses.
• Reimbursement: If you've paid for eligible expenses out of pocket, you can request reimbursement from your HSA account by submitting a claim form and supporting documentation.
• Check: Key Bank also offers the option to write checks from your HSA account, particularly useful for expenses that may not accept debit cards.

To ensure you're using your Key Bank HSA funds correctly, remember:

• Only use HSA funds for qualified medical expenses to avoid tax penalties.
• Keep proper documentation of your expenses and reimbursements for tax purposes.
• Understand the limits and guidelines for HSA contributions and withdrawals to maximize your benefits.

By following these guidelines and utilizing the convenient options provided by Key Bank, you can effectively manage and utilize your HSA funds for your healthcare needs.




Your Key Bank HSA funds are not only available for immediate medical expenses, but can also be an enormous advantage for future healthcare needs as they grow tax-free over time.