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How Does HSA Health Insurance Work?

Published August 11, 2023

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Short answer: To be HSA-eligible, you must have a high-deductible health plan (HDHP) and not be enrolled in Medicare.

HSA eligibility basics and starting requirements

The Health Savings Account (HSA) health insurance model empowers individuals to take charge of their healthcare expenses while enjoying tax advantages. It all begins with eligibility : you need a high-deductible health plan (HDHP) and cannot be enrolled in Medicare.

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