How much can I contribute to HSA 2018?

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2018 HSA contribution limits by coverage

Health Savings Accounts (HSAs) are a great way to save money for medical expenses while enjoying tax benefits. One common question many people have is, how much can I contribute to my HSA in 2018?

For the year 2018, individuals with self-only coverage can contribute up to $3,450 to their HSA, while those with family coverage can contribute up to $6,900. If you are 55 or older, you are eligible for an additional catch-up contribution of $1,000.

IRS limits and HSA tax advantages

It's important to note that these contribution limits are set by the IRS and are subject to change each year. Additionally, contributions to your HSA are tax-deductible, grow tax-free, and can be withdrawn tax-free for qualified medical expenses.

Health Savings Accounts (HSAs) allow you to build up savings for your medical expenses along with some remarkable tax benefits. In 2018, the contribution limits stood at $3,450 for individuals opting for self-only coverage and up to $6,900 for those covering their families. If you're 55 or older, you could boost these limits by an extra $1,000 through catch-up contributions—a great incentive to save more for health-related costs.