HSA Shop logoHSA Shop

HSA Guide

How Much Can Each Person Put in HSA Account in 2018?

Published September 6, 2023

Check eligibility on the gobrowse 7,000+ HSA-eligible products in the free app.

Get the app
Short answer: In 2018, individuals can contribute $3,450, families $6,900, and those aged 55+ can make an additional $1,000 catch-up contribution set by the IRS.

2018 HSA contribution limits details

When it comes to saving for healthcare expenses, Health Savings Accounts (HSAs) are a great option. An HSA allows you to set aside money on a pre-tax basis to pay for qualified medical expenses. One common question that people have is how much they can contribute to their HSA account in a given year.

In 2018, the contribution limits for HSA accounts are as follows:

  • For individuals: $3,450
  • For families: $6,900
  • Individuals aged 55 and older can make an additional catch-up contribution of $1,000

IRS-set limits and tax planning notes

It's important to note that these limits are set by the IRS and may change from year to year.

Contributing to an HSA can provide tax advantages and help you save for future medical expenses. Be sure to consult with a financial advisor or tax professional to understand how an HSA fits into your overall financial plan.

Health Savings Accounts (HSAs) are so much more than just a savings tool; they're a financial safety net for unexpected medical expenses. In 2018, the contribution limits were designed to help individuals and families allocate funds efficiently.

Free App

Browse 7,000+ HSA-Eligible Products

Search by symptom, get price alerts, and build your HSA shopping list — all in the free app.

← Back to all articles