HSA Guide
How Much Can I Contribute to a Non Working Spouse HSA in 2018?
Published September 7, 2023
Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.
Get the appContributing to a Health Savings Account (HSA) is a smart way to save for medical expenses while enjoying tax benefits. If you have a non-working spouse, you may wonder how much you can contribute to their HSA for the year 2018. The good news is that as long as you are married and file taxes jointly, you can contribute to your spouse's HSA.
For the year 2018, the IRS set the contribution limit for an individual HSA at $3,450, and for a family HSA at $6,900. If you have an HSA for your non-working spouse, you can contribute up to the family limit of $6,900, regardless of whether they have their own income.
Important Points to Note:
- Married couples filing jointly can contribute to each other's HSAs.
- Contributions to a non-working spouse's HSA count towards the family limit.
Did you know that contributing to a Health Savings Account (HSA) for your non-working spouse can help optimize your family's healthcare savings? In 2018, married couples filing jointly have the privilege of contributing to their spouse's HSA, which can significantly lighten the financial load of medical expenses.