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How Much Can I Contribute to HSA in 2019?

Published September 8, 2023

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Short answer: In 2019, you could contribute up to $3,500 for individuals and $7,000 for families, with an extra $1,000 catch-up if age 55 or older.

2019 HSA contribution maximum limits

If you're considering opening a Health Savings Account (HSA) or already have one, one common question that might come to mind is, "How much can I contribute to HSA in 2019?"

In 2019, the maximum annual contribution limits for HSAs were $3,500 for individuals and $7,000 for families.

Key 2019 HSA contribution rules and details

Here are some key points related to HSA contributions in 2019:

  • For individuals, the maximum contribution was $3,500.
  • For families, the maximum contribution was $7,000.
  • If you were 55 or older, you could contribute an additional $1,000 as a catch-up contribution.
  • Contributions to an HSA are tax-deductible, meaning you can reduce your taxable income by the amount you contribute.
  • Any contributions made by your employer also count towards the annual limit.
  • Unused HSA funds roll over year after year, so you don't lose the money if you don't spend it all.
  • It's important to note that these contribution limits are subject to change each year, so be sure to check the current limits for the year you're interested in.

In 2019, if you’re planning to contribute to your Health Savings Account (HSA), it’s important to note that the IRS has set specific limits. For individuals, the contribution cap is $3,500, while families can contribute up to $7,000. Additionally, if you’re aged 55 or older, you have the option to make an extra catch-up contribution of $1,000, allowing you to bolster your healthcare savings.

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