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How Much Can I Contribute to My HSA Account?

Published September 9, 2023

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Short answer: In 2021, you can contribute up to $3,600 for individuals or $7,200 for families, with an extra $1,000 if you’re over 55.

HSA contribution limits and why they matter

Are you looking to maximize your health savings account (HSA) contributions but unsure of the limits? Understanding how much you can contribute to your HSA account is essential for making the most of this tax-advantaged savings tool.

Contributions to HSA accounts are set annually by the IRS and can vary based on your age, health insurance coverage, and other factors. Here's a breakdown of how much you can contribute to your HSA:

2021 maximum HSA limits and catch-up

  • For 2021, the maximum contribution limits are $3,600 for individuals and $7,200 for families.
  • If you are over 55 years old, you can make an additional $1,000 Curious about how much you can contribute to your HSA account? You're not alone! It's crucial to know the contribution limits to make the most of this beneficial savings option. The IRS updates contribution limits annually, reflecting changes in healthcare costs and inflation. For 2021, the maximum contributions were set at $3,600 for individuals and $7,200 for families. And if you’re lucky enough to be 55 or older, there's that sweet extra $1,000 catch-up contribution you can take advantage of!

Curious about how much you can contribute to your HSA account? You're not alone! It's crucial to know the contribution limits to make the most of this beneficial savings option.

The IRS updates contribution limits annually, reflecting changes in healthcare costs and inflation. For 2021, the maximum contributions were set at $3,600 for individuals and $7,200 for families. And if you’re lucky enough to be 55 or older, there's that sweet extra $1,000 catch-up contribution you can take advantage of!

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