How much can you carry over in an HSA?

When it comes to Health Savings Accounts (HSAs), one common question that arises is, 'How much can you carry over in an HSA?' This is an important query that individuals with HSAs should understand to maximize the benefits of their account.

HSAs are a tax-advantaged savings account for healthcare expenses. One of the key advantages of an HSA is that the funds roll over from year to year, unlike a Flexible Spending Account (FSA) where funds are lost if not used by the end of the year.

So, how much can you carry over in an HSA? The good news is that there is no limit to the amount you can carry over in an HSA. This means that any unused funds remain in your account and continue to grow tax-free, providing you with a valuable resource for future healthcare needs.


One of the most appealing aspects of Health Savings Accounts (HSAs) is the ability to carry over unused funds from year to year. So, when you're asking 'How much can you carry over in an HSA?' the answer is unlimited! Your funds can sit in your account for as long as you need them, growing tax-free, which sets HSAs apart from other accounts like Flexible Spending Accounts (FSAs).

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