How Much Can You Contribute to an HSA in 2022?

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

2022 HSA contribution limits and catch-up

Health Savings Accounts (HSAs) are a great way to save money for medical expenses while enjoying tax benefits. One of the key questions many people have regarding HSAs is how much they can contribute in 2022. In 2022, the annual contribution limits for HSAs are:

• For individuals: $3,650
• For families: $7,300
• Individuals aged 55 and older can make an additional catch-up contribution of $1,000

IRS-set limits and tax-advantaged growth

It's important to note that these limits are set by the IRS and are subject to change each year based on inflation. Contributing to an HSA not only helps you save for medical expenses tax-free but also allows your savings to grow over time.

Health Savings Accounts (HSAs) are an incredible way to save for healthcare expenses while enjoying attractive tax benefits. In 2022, the contribution limits are set at:

• $3,650 for individuals
• $7,300 for families
• Plus, those 55 and older can add an extra $1,000 as a catch-up contribution

These limits are updated annually by the IRS, so it's essential to stay informed to maximize your savings. By contributing to an HSA, you can not only prepare for future medical costs but also watch your savings grow without being taxed.