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How Much Can You Contribute to HSA 2018?

Published September 16, 2023

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Short answer: In 2018, the maximum HSA contribution limit is $3,450 for individuals, $6,900 for families, with a $1,000 catch-up for those 55 or older.

2018 HSA contribution limits and catch-up

Health Savings Accounts (HSAs) are a popular option for individuals to save for medical expenses while enjoying tax benefits. If you are considering contributing to an HSA in 2018, there are limits that you need to be aware of:

  • For individuals, the maximum HSA contribution limit for 2018 is $3,450.
  • For families, the maximum HSA contribution limit for 2018 is $6,900.
  • Individuals who are 55 or older are allowed to make an additional catch-up contribution of $1,000 per year.

Why IRS limits matter yearly

These contribution limits are set by the IRS and are subject to change each year. It's important to stay informed about any updates to the HSA contribution limits to make the most of your tax-advantaged savings.

Health Savings Accounts (HSAs) offer a fantastic way for individuals and families to save money for healthcare costs while enjoying multiple tax advantages. For the year 2018, the contribution limits are crucial to know:

  • Individuals can contribute a maximum of $3,450 to their HSA.
  • For families, the contribution limit stands at $6,900.
  • Those aged 55 and older can take advantage of a catch-up contribution of an extra $1,000 each year.

These limits, set by the IRS, change annually, so it’s wise to keep an eye on any alterations to ensure you’re maximizing your savings strategy.

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