HSA Shop logoHSA Shop

HSA Guide

How Much Does a Normal Physical Cost with an HSA?

Published September 23, 2023

Check eligibility on the gobrowse 7,000+ HSA-eligible products in the free app.

Get the app
Short answer: Yes—an HSA can be used to pay for a normal physical, including the appointment, screenings, and lab tests, and the HSA funds used are tax-free.

Using an HSA for preventive physicals

When it comes to healthcare expenses, one common concern for individuals with Health Savings Accounts (HSAs) is the cost of routine medical check-ups like a normal physical. The good news is that utilizing your HSA for such preventive care can be a smart and cost-effective option.

The cost of a normal physical can vary depending on various factors such as the healthcare provider, location, and the specific services included. Typically, a basic preventive care visit may range from $50 to $200.

With an HSA, you can use the funds saved in your account to cover the expenses associated with your normal physical. This includes costs for the appointment, screenings, lab tests, and any additional services recommended by your healthcare provider. The advantage of using your HSA for this purpose is that the funds used are tax-free, providing you with significant savings.

Confidently covering physical costs

Curious about the costs associated with a normal physical? Thankfully, if you have a Health Savings Account (HSA), you can approach these expenses with confidence knowing that you're making a smart financial choice.

Free App

Browse 7,000+ HSA-Eligible Products

Search by symptom, get price alerts, and build your HSA shopping list — all in the free app.

← Back to all articles