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How Much is HSA Contribution for 2021?

Published September 29, 2023

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Short answer: Yes—one key benefit of an HSA is tax-free contributions for medical expenses, with 2021 limits of $3,600 (individual), $7,200 (family), and a $1,000 catch-up for ages 55+.

2021 HSA contribution limits and catch-up

One of the key benefits of a Health Savings Account (HSA) is the ability to contribute funds tax-free for medical expenses. For the year 2021, the contribution limits for HSAs are as follows:

  • Individuals: $3,600
  • Family: $7,200
  • Catch-up Contribution (age 55 and older): $1,000

IRS-set tax-free HSA contribution perks

It's important to note that these contribution limits are set by the IRS and may be subject to annual adjustments. Contributing to an HSA can provide great tax advantages and help you save for future healthcare costs.

One of the great perks of using a Health Savings Account (HSA) is the tax-free contribution option available to help cover medical expenses. In 2021, the IRS set contribution limits at $3,600 for individuals and $7,200 for families, plus a catch-up contribution of $1,000 for those aged 55 and older.

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