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HSA Limit Contribution 2017: How Much Can You Contribute?

Published September 29, 2023

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Short answer: You can contribute to an HSA in 2017 up to IRS limits—$3,400 for individuals and $6,750 for families, with an extra $1,000 catch-up for those 55+.

2017 HSA contribution limits and catch-up

When it comes to contributing to your Health Savings Account (HSA) in 2017, it's important to know the limits set by the IRS. For individuals, the maximum contribution limit for 2017 was $3,400, while for families, it was $6,750. If you were 55 or older, you could make an additional $1,000 catch-up contribution.

When planning your contributions to your Health Savings Account (HSA) for 2017, understanding the IRS limits is crucial. For individual account holders, the maximum contribution limit was set at $3,400, while families could contribute up to $6,750. Additionally, individuals aged 55 and older had the opportunity to make an extra $1,000 in catch-up contributions, allowing for a total of $4,400 for individuals and $7,750 for families.

Tax advantages of contributing to HSAs

Contributing to your HSA allows you to save for future medical expenses while enjoying tax advantages. Your contributions are tax-deductible, grow tax-free, and can be withdrawn tax-free for qualified medical expenses.

Penalties for exceeding HSA contribution limits

It's essential to stay within the contribution limits to avoid any penalties. If you exceed the limits, you may have to pay taxes on the excess amount and a 6% excise tax.

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